Make Sure Your Family Is Covered While Out On The Road With Road Trip Insurance Providers
No matter the mode of transport (i.e. motorhome, plane, train, etc), buying travel insurance is one of the most important tasks a traveler should embark on before the beginning of any trip. However, even though the most common travel insurance plans are geared towards travelers flying to a particular destination or taking a cruise, there are also a growing number of such plans geared towards those taking road trips.
While the classic road trip still remains the favorite vacation style for a large number of travelers, many of travelers fail to give travel insurance the correct level of importance. This is mainly because they are in the familiar surrounding and safety of their vehicle, a large number of travelers don’t think about the limitations in coverage under their primary auto insurance policy while they are on their road trip.
As a precautionary measure, before you begin your road trip, you should carefully and in a timely manner, carefully review your primary auto insurance so as to make sure that it does provide you with sufficient coverage such as out of state traveling, adequate liability protection for all the passengers you have on board as well as other situations which may be unique to your traveling plans.
In the event that you find that the primary coverage is inadequate as is most likely the case, then you should make the requisite arrangements and get a cover that supplements what you already have. Some of the additional covers that you will most likely need in your traveling policy is protection for medical emergencies if you are going at least fifty miles away from your home, emergency reunion to bring someone to your bedside if you are traveling alone, medical evacuation coverage as well as return of independent children to your home in the event that you are hospitalized.
Even if you are taking a rental car, you should take into consideration road trip insurance that covers your rental vehicle. This may include covers such as renter’s collision insurance which includes damage as well as theft protection.
Since no one is immune to travel mishaps, getting a travel insurance cover should be at the top of the list for all travelers. This cover not only offers coverage that can save you significant aggravation prior to, during or even after a trip but will also give you some peace of mind during your trip, allowing you to savor and enjoy every moment of your trip. Whether you need to urgently need to cancel your trip or need to pay for some emergency medical care, having the right plan does allow you to travel without any worry and devoid of the numerous surprise expenses that many people have come to associate with trips.
It is also important to note that when you are buying a travel insurance plan, you should ensure that you purchase one that offers you driveway to driveway protection. Such a plan starts being enforced immediately you leave your driveway. Be wary of plans that start the day you check in to your hotel since it leaves you vulnerable on your way to the hotel.
Here are some of the more popular road trip insurance providers readily available in the market. They include but are not limited to the following:
1) Allianz Global Assistance and Insurance USA
Mailing Address: 9950 Mayland Drive, Richmond, VA 23233
Phone Numbers: 866-884-3556
Web URL: http://is.gd/lUbcBG
Other Programs: apart from travel insurance, the company does also offer a wide array of plans such as unique and well thought out domestic travel plans, international flying plans as well as cover for your cruise trip which even offer cash back plans. This is significantly different from what many cruise lines offer as cancellation coverage which is usually offered with vouchers or credit.
2) International Health Insurance
Mailing Address: 18 Shipyard Drive, Suite 2A, Hingham, MA 02043
Phone Numbers: 480-753-1333
Web URL: http://is.gd/3E45F9
Other Programs: apart from individual travel insurance plans, the company does also offer group plans which range from volunteer and non-profit groups, missionary groups, student groups as well as corporate and employee groups. Further to this, they do also offer trip insurance, expatriate plans, international health, student plans etc.
3) Clements Worldwide
Mailing Address: 1301 K St NW, Suite 1200 West, Washington, DC 2005
Phone Numbers: 800-872-0067
Web URL: http://is.gd/KtvSh1
Other Programs: apart from the travel insurance, this global company does offer its clients numerous other insurance covers such as life and disability insurance covers, health insurance plans, property and liability insurance and commercial specialty insurance solutions. For travel insurance, they offer evacuation insurance, baggage insurance as well as collision coverage for rental cars.
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